Freelance vs Full-Time Calculator
Calculate real earnings accounting for taxes, health benefits, unpaid vacation, and job stability.
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Comparing Real Take-Home Pay
A $100,000 full-time salary is not equal to $100,000 in freelance revenue due to self-employment tax, equipment, health insurance, and unpaid time off.
The 1.3x Rule of Thumb
Freelancers generally need to charge at least 30-40% more per hour than an equivalent employee to break even on benefits and overhead.